Our impact

Boulangerie Le Fournil Bio au Gosier (Guadeloupe)

As a financial partner to entrepreneurs with socially beneficial projects, we demonstrate our ability to act in the public interest. That is, to promote the creation of sustainable jobs, the vitality of local communities, the strengthening of social ties, and the integration of the most vulnerable ones… In this way, we help transform economic models.

More resilient and inclusive businesses

As a socially responsible financier, in 2025France Active represents :

465 M€ in funding mobilized

40 500 enterprises and associations supported 

In 2025, we guaranteed 315 million euros in bank loans, giving priority to those with the least access to banking services: 

> 100% of the entrepreneurs we supported were job seekers
> 38% were in highly precarious situations (long-term job seekers, recipients of minimum social benefits, etc.), 
> 48% were women
> 31% were under 30—of whom 54% were low-educated, 
> 33% were came from vulnerable areas (disadvantaged districts / QPV, rural areas), 
> 51% had an educational level equal to or below a high school diploma 

Amid a crisis that has been particularly difficult for economic actors, the supported companies demonstrated the resilience of their business models:  with a 5-year survival rate of 81%, compared to 69% for all French companies (INSEE figure).

Investments with significant social and environmental impact

As a socially responsible investor, we mobilized 52.3 million euros in 2025 to support 1,300 enterprises and associations. 

  • 67% of them have a social or environmental mission, with a strong focus on cooperative models and the implementation of participatory governance.

As a recognized and trusted player in the financial sector, our investments create a virtuous cycle that amplifies impact and accelerates engagement: 

  • With significant leverage: for every 1 euro invested by France Active in 2025, an additional 3 euros were invested by its partners (Banque des Territoires, Mirova, etc.).  
  • Secure project development thanks to risk-sharing with other public and private investors. 

“Beyond our financial interventions, in 2025 we demonstrated our full capacity to adapt in an increasingly challenging economic context to strengthen our support role. Whether for the most vulnerable individuals or for projects with significant social and environmental impact, we are successfully creating jobs across the regions and enabling all these businesses to develop.” 

Pierre-René LEMAS
Chairman of France Active

In France, over the past 5 years, thanks to your solidarity savings and France Active: